Getting Started
How It Works
Instant cash for your Terra bankruptcy claim — plus a share of whatever the estate recovers on top. Four steps, fully verified, wire or USDC.
Excess Claim Provision
Every trade includes the ECP: you get cash upfront at closing, plus a share of any future recovery above the buyer's purchase price. You sell your claim — but you don't walk away from the upside.
See Our Offer
Enter your Allowed Crypto Loss Claim (CLC) amount to see exactly what we'll pay: 2% in cash at closing, plus 25% of any future recovery above the buyer's purchase price through the Excess Claim Provision. No account required.
Claim Lookup
Face Value
$125,000
Est. Payout
$3,750
Confirm Your Identity
Complete our streamlined Know Your Customer (KYC) verification. Upload a government-issued ID and provide basic personal information. Our automated system verifies your identity in under 2 minutes, ensuring a secure marketplace for everyone.
Identity Verification
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Photo ID
Passport or driver's license
Selfie Check
Face matches your ID
Address Proof
Bank statement or utility bill
Meet A Specialist
A dedicated specialist walks you through the entire process on a personal video call. They'll verify your claim ownership via Kroll, collect documents, and explain pricing and next steps.
Claim Review Call
TerraClaim Specialist
Get Paid
Once your claim is verified, we match you with qualified buyers at the best available price. Our legal counsel drafts a bespoke Transfer of Claim Agreement (TOCA) — designed to protect your interests at every stage. Once signed and the claim transfer is filed with the court, payment goes directly to your bank account.
Transfer of Claim Agreement
Seller Signed
Buyer Signed
Payment Sent
$3,750.00
Wired to your bank account
FAQ
Frequently Asked Questions
Everything you need to know about buying and selling Terra bankruptcy claims.
Pricing Structure
How the ECP Works
Every trade on TerraClaim includes the ECP — a recovery-sharing mechanism that aligns buyers and sellers for the long term.
How It Works
The ECP uses a single threshold: the buyer's total cost to acquire your claim (the upfront price paid to you, plus the platform fee). Everything the estate distributes below that threshold goes to the buyer — that's their investment coming back. Everything above it is split: you receive 25%, the buyer keeps 75%. One threshold, one split, every trade.
Example: $100K Claim at 2.5% Upfront
Let's say the estate eventually recovers 10% of face value. Here is how the $10,000 distribution would split:
At Closing
When Estate Distributes 10%
Seller Total
$3,875
$2.5K upfront + $1,375 contingent
Buyer Net
$8,625
Return on $4.5K invested
Cash at Closing
Sellers receive immediate payment. No waiting for the bankruptcy case to resolve.
Shared Upside
Sellers keep a stake in the outcome. If recovery is higher than expected, both parties benefit.
Simple Structure
One threshold, one split. The ECP terms are the same for every trade — only the upfront rate is negotiated.
All trades on TerraClaim include the Excess Claim Provision. ECP terms are subject to adjustment.