Selling your claim
How to get the best price for your Terra claim
The best price for your Terra claim is the largest amount that actually reaches you: from a firm offer, with no fees taken out, paid on time by a buyer you can name. A bigger headline number that is cut after diligence, carries a commission or arrives weeks later is not a better price.
Use the checklist below to compare any quotes you hold, on TerraClaim or elsewhere. It does not tell you what a buyer will pay, because that depends on your claim. You see a firm offer for yours after you upload your CLC form.
Facts checked
Compare what you receive, not the headline
One party may quote a higher number and then take a commission, a "processing" charge or a cut for an intermediary. Another may quote less and pay it in full. The only fair comparison is the amount that lands in your account.
Ask every party the same question in writing: after all fees and deductions, how much do I receive, from whom, and when? On TerraClaim the answer has no fee line: no listing fee, no commission and no deduction, so the amount you accept is the amount you receive. No seller fees explains how that works, and the fees page covers how the platform itself is paid.
Firm offers and indicative quotes
An indicative quote is an opening number. It often comes with words like "subject to diligence" or "subject to final approval", and it can be lowered after you have shared your documents and spent days on the process. That second, lower number is called a re-trade.
A firm offer does not change because you accepted it. On TerraClaim the offer you see after uploading your CLC form is firm, not an opening bid that changes after diligence, and it is the price in the agreement you sign. When you compare, ask each party: is this price firm, and what exactly could change it?
A checklist before you accept
Put every quote through the same questions. A quote that cannot answer one clearly is weaker than its number suggests. If anyone asks for a fee or your portal password, stop and read is selling a Terra claim safe.
| Question | Why it matters | On TerraClaim |
|---|---|---|
| What do I receive after fees? | Commissions and deductions come out of your amount | No seller fees; the accepted offer is the amount you receive |
| Is the price firm? | Indicative quotes can be cut after diligence | A firm offer, shown after you upload your CLC form |
| Who pays me? | Money that passes through a middleman adds risk | The buyer pays you directly; TerraClaim never holds your money |
| How, and how fast? | The later the money arrives, the less it is worth to you | USDC within 24 hours of signing, often faster, or a bank wire sent within 24 hours (arrival depends on your bank) |
| Is it one payment? | Holdbacks and conditions delay part of your money | One payment in the standard sale; every term is in the Transfer of Claim Agreement |
| Is the buyer named? | You should know who holds your claim next | An institutional buyer named in your Transfer of Claim Agreement |
| Is the transfer filed with the court? | The filing makes the sale public and checkable | Filed under Rule 3001(e) and visible on the public docket |
How the three routes differ
If you ask one buyer, you get one number and negotiate alone. A broker may take your claim to several buyers, but often charges a commission for doing it. On a marketplace, institutional buyers price claims and the sale runs through one process.
TerraClaim is a marketplace, not a buyer. It runs the sale for you, an institutional buyer funds the purchase, and you pay nothing. Marketplace or single buyer compares the three routes, who buys Terra claims describes the buyers, and where to sell a Terra claim gives a neutral checklist for choosing a platform.
How to use a better quote you already have
If you hold a better firm price from elsewhere, you do not have to choose blind. Tell the desk in the chat on your offer page. It will try to match it, and if it can, your offer link is updated.
Give the full picture so the comparison is like for like: the amount, whether it is firm, any fees, how and when you would be paid, and whether the transfer would be filed with the court.
When not selling is the right answer
The best result is not always a sale. Selling is final: in a standard sale you receive one payment and the buyer carries the wait from then on, whether the estate later pays more or less than you received. If you can wait, and you are comfortable with an unknown date and an unknown amount, holding is a valid choice.
Before you decide, read what sets a Terra claim price and what your claim may be worth, and run your own numbers in the sell-or-wait calculator.